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Credit Scoring

Credit Scoring

Leveraging data to make quick and accurate lending decisions is essential in today’s competitive market.

Union automates loan decisioning with scorecards, data collection, and analytics that accurately assess credit risk.

Write more business and avoid losses with Union’s credit scoring solution for retail and corporate lenders.

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Accurate Credit Decisions

Accurate Credit Decisions

Automated credit scoring using rich datasets.

Scorecard based on credit policy.

Source data from internal sources.

Source data from external credit registry.

Source data from government registries.

Generate client risk score based on data.

Define workflows based on decision.

Client confirmations and eContracts.

If approved disburse funds, mark limit or issue card.

Reports and alerts for back-office.

Schedule re-score to keep risk profile current.

Credit Scoring Made Easy

Increase Revenues

Improve conversion rates by offering frictionless onboarding experiences.

Reduce Risk

Avoid NPLs and bad debts with decisions based on extensive and reliable data.

Demonstrate Compliance

Lending occurs in an auditable framework, with business rules and controls.

Generate Intelligence

Leverage data to enhance your products, pricing and risk policies.

Segments We Serve

  • Banking

  • Lending

  • Credit Unions

  • Retail and eCommerce

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Our experts are ready to help.

Union FinTech is an innovative technology company driving the next generation of financial services.

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Case Studies

Case Studies

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