Leveraging data to make quick and accurate lending decisions is essential in today’s competitive market.
Union automates loan decisioning with scorecards, data collection, and analytics that accurately assess credit risk.
Write more business and avoid losses with Union’s credit scoring solution for retail and corporate lenders.
Accurate Credit Decisions
Automated credit scoring using rich datasets.
Scorecard based on credit policy.
Source data from internal sources.
Source data from external credit registry.
Source data from government registries.
Generate client risk score based on data.
Define workflows based on decision.
Client confirmations and eContracts.
If approved disburse funds, mark limit or issue card.
Reports and alerts for back-office.
Schedule re-score to keep risk profile current.
Credit Scoring Made Easy
Increase Revenues
Improve conversion rates by offering frictionless onboarding experiences.
Reduce Risk
Avoid NPLs and bad debts with decisions based on extensive and reliable data.
Demonstrate Compliance
Lending occurs in an auditable framework, with business rules and controls.
Generate Intelligence
Leverage data to enhance your products, pricing and risk policies.
Segments We Serve
Banking
Lending
Credit Unions
Retail and eCommerce
Union FinTech is an innovative technology company driving the next generation of financial services.
Solutions
BanksLendersCredit UnionsPayments and EMIFX and MarketsRetail and eCommerceBanking-as-a-ServiceUse Cases
All Use CasesCore Banking TransformationClient OnboardingCredit ScoringLoan AutomationPayments HubAML ComplianceStartUp FinTechCase Studies
Case Studies