Enables banks, lenders, fintechs and retailers to deliver next-generation financial services.
Modularity allows you to compose the solution that meets your needs and automate onboarding, transaction processing, compliance and reporting.
Enhance customer engagement, competitiveness and agility with a proven cloud solution.
Trusted by
Future Proof Core Banking
Flexible
Modular structure allows you to compose the solution that meets your needs, from single product to full bank.
Customer Centric
Unified data and high automation ensure real-time insights on customers, Sales, and service.
Futureproof
Cloud-native, ready API ecoystem, easy to launch, scale and adapt.
Reliable
Built and secured to the highest standards, the platform delivers high performance backed by client and regulatory references.
SaaS
Managed service simplifies infrastructure and operations, allowing you to reduce costs and focus on business.
Flexible
Modular structure allows you to compose the solution that meets your needs, from single product to full bank.
Customer Centric
Unified data and high automation ensure real-time insights on customers, Sales, and service.
Futureproof
Cloud-native, ready API ecoystem, easy to launch, scale and adapt.
Reliable
Built and secured to the highest standards, the platform delivers high performance backed by client and regulatory references.
SaaS
Managed service simplifies infrastructure and operations, allowing you to reduce costs and focus on business.
Benefit From Day 1
Better Engagement
Understand customers better to offer personalised experiences with frictionless processes.
Reduce Costs
Implement only what you need and reduce costs using next-gen technology with SaaS delivery.
Fast Time-to-Market
Ready solutions and integrations allow you to build, launch and scale easily.
Lower Risk
Solutions are secure, reliable, constantly updated and easy to adapt as your business changes.
Explore Key Modules
360° view on customer in real time.
Dashboard view of all retail and business customers.
Detailed views including KYC, AML and risk.
Real-time balances and transaction history across all products.
Integrate reminders, alerts and notes.
Multi-channel customer messaging.
Sales and service case management.
Full cycle management of loan life cycle.
Covers all key loans, leasing, HP, factoring, BNPL and more.
Dashboard view of all applications and status.
Detailed information on loans issued and in arrears.
Automatic calculation of fees and interest.
Automatic monitoring for repayment.
Arrears and collections management.
Security and warranties management.
Report on a loan, portfolio, entity or enterprise level.
Integrate scoring and contracts for process automation.
Full cycle management of deposits and current accounts.
Covers all key deposit and account types, including virtual wallets.
Full multi-currency capability.
Dashboard view of all applications and status.
Detailed information on deposits and current accounts opened.
Automatic calculation of fees and interest.
Easy to prolong maturity.
Set conditions such as Escrow and Member Shares.
Report on a deposit, portfolio, entity or enterprise level.
Payment hub for better management and KYT.
Covers multiple payment rails including SWIFT and SEPA.
Ready PSP and RegTech integrations.
Dashboard view of all payment processing.
Detailed information on payment orders and status.
Customisable fees and tariffs.
Set limits and controls based on client and payment rules.
Real-time transactions scoring and AML compliance.
Bulk, file and recurring options.
Automated NOSTRO monitoring and reconciliation.
Real-time trading and management.
Covers multiple assets classes including FX and Fixed Income.
Real- and near-time market data feeds.
Dashboard view of all trades processed.
Detailed information on each trade and status.
Customisable fees and tariffs.
Customisable settlement conditions.
Set limits and controls based on client and payment rules.
Special features for Bureau de Change and Bonds issued.
Integrated treasury and risk management features.
Flawless accounting on a deal and enterprise level.
Covers general ledger, P&L, B. Sheet and Cash Flow.
Easy to build chart of accounts.
Automatic posting of transactions to relevant ledgers.
Manual entries and adjustments.
Dashboard view of all transactions posted.
Account on entity or consolidated enterprise basis.
IFRS compliant.
Real-time reporting for management and regulators.
Sales and service activity reports.
Financial performance reports including general ledger, PL, BS and CF.
Regulatory reporting including AML and capital adequacy.
Run and send automated reports at end of day or period.
Multiple formats available: CSV, HTML, XML, PDF or XLS.
Timestamped list of reports issued.
Repository of enterprise reports.
Core Banking Use Cases
Core Banking Transformation
Migrate to a cloud-native platform that is fast, efficient, and API enabled.
Loan Automation
Automate the loan life cycle of scoring. disbursement, collection and accounting.
Startup FinTech
Launch new Fintech products and brands quickly, economically and compliantly.
Payment Hub
Real-time connection to banks, payment rails, wallets and cards, with smart routing and AML monitoring.
Open Banking Ecosystem
Our API-enabled architecture supports easy integration of 3rd party solutions.
Ready integrations across regtech, payments, market data, and regulators reduce cost and time-to-market.
Our partner ecosystem is constantly expanding as we build the next-generation financial services.
See All
SaaS Banking Platform
Union decision engine is available as a SaaS solution.
We fully manage the service, allowing you to reduce costs, transfer knowledge, and focus on your business.
Union is cloud-neutral, allowing it to be hosted with the provider that suits your needs.
Application management
Cloud-neutral
99.99% availability
High resilience
Performance monitoring
24/7 support
Union FinTech is an innovative technology company driving the next generation of financial services.
Solutions
BanksLendersCredit UnionsPayments and EMIFX and MarketsRetail and eCommerceBanking-as-a-ServiceUse Cases
All Use CasesCore Banking TransformationClient OnboardingCredit ScoringLoan AutomationPayments HubAML ComplianceStartUp FinTechCase Studies
Case Studies